Compliance
We specialize in payment compliance, so you can feel confident everything is handled properly.
Card brands like Visa and MasterCard have strict rules for how credit card fees can be passed to customers. Aligned Payments offers a complete solution that ensures your business remains fully compliant with those requirements.
Let Us Handle the Credit Card Rules for You
The Regulations
Merchants must be properly registered with all major card brands.
Customers must be clearly informed of the credit card fee via signage at the entrance (if applicable) and at the point of sale.
The fee cannot exceed 3%, and merchants may not profit from it.
The product or service price and the credit card fee must be charged as a single transaction.
Receipts must display the credit card fee as a separate line item.
No surcharge may be applied to debit card transactions.
Our Solution
We handle the entire registration process with the card brands on your behalf.
We provide all required signage to keep your customers informed and your business compliant.
Our Variable Rate Surcharging™ feature lets you share in the surcharge collected from cardholders.
Transactions are processed seamlessly, combining the purchase amount and surcharge into a single charge.
Receipts automatically display the surcharge as a separate line item.
Our system instantly detects debit cards and ensures no fee is applied.
See Aligned Payments in Action
Request a personalized demo and discover how our all-in-one platform helps your practice save on processing fees, offer flexible payment options, and simplify daily operations.
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